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Will I Have To Pay My Loved One’s Debts?

The answer is No. It is a common misconception that when a person dies their debts die with them.

When a person dies their debts are paid off from their assets at the time of death. If their debt exceeds their available assets then the estate will be insolvent.

When the estate of the deceased is insolvent, gifts and legacies cannot be distributed to the beneficiaries under the Will.